• Employees enrolled in the fund can make voluntary contributions of up to 25% of their annual salary.

[Dubai, United Arab Emirates, 04 December 2025] – National Bonds, the UAE’s Sharia-compliant savings and investment company, announced that Harbour Real Estate has become the first private-sector company to adopt the voluntary alternative to end-of-service benefits system, supervised by the Ministry of Human Resources and Emiratisation in collaboration with the Securities and Commodities Authority. This milestone reflects a growing trend among companies to provide safe and innovative investment benefits that support employees’ savings and enhance the competitiveness of the UAE labour market.