Umm Al Quwain, UAE; 10 February 2026:
National Bank of Umm Al Qaiwain(NBQ) andDeyaar Development PJSC, one of the UAE’s leading real estate companies, have announced a strategic agreement to provide home financing solutions for buyers of AYA Beachfront Residences, Deyaar’s first residential development in the emirate of Umm Al Quwain.

The partnership aims to facilitate homeownership and investment opportunities within the newly launched waterfront project, supporting demand for high-quality residential developments in Umm Al Quwain and reinforcing NBQ’s commitment to enabling sustainable growth in the real estate market.
Under the agreement, NBQ will offer competitive mortgage and financing solutions to eligible customers purchasing units within AYA Beachfront Residences, providing flexible options aligned with the needs of end-users and investors.
The agreement aligns with NBQ’s broader strategy to support the UAE’s real estate sector through responsible financing, while reinforcing Deyaar’s vision to deliver distinctive residential projects in high-potential locations.
AYA Beachfront Residences marks Deyaar’s debut residential project in Umm Al Quwain. The first phase of the development will comprise 442 premium residential units, featuring nature-inspired interiors and a mix of thoughtfully designed homes. The project will also include penthouses, sky villas, and ground-level beachfront duplex residences, offering a diverse range of lifestyle options.
The project is strategically located just 40 minutes from Dubai Airport, providing convenient access for both residents and visitors. It is also a mere 20 minutes from Ras Al Khaimah and Sharjah, ensuring connectivity to key emirates. Scheduled for completion in Q4 2027, AYA Beachfront Residences is positioned as a landmark beachfront destination, reflecting growing investor and homebuyer interest in emerging coastal communities across the UAE.
Commenting on the agreement, Mr. Adnan Al Awadhi, CEO of NBQ, said:“Our collaboration with Deyaar underscores NBQ’s role as a trusted financial partner supporting quality developments and expanding homeownership opportunities in the emirate of Umm Al Quwain and UAE in general. By offering competitive financing solutions for AYA Beachfront Residences, we aim to make waterfront living more accessible while contributing to the emirate’s long-term economic development.”
“This partnership reflects NBQ’s commitment to continuously expand the range of its products and services for the customers, andstrengthens NBQ’s position as a key player in UAE’s banking industry.We are confident that our innovative home financing solutionswill add a great value to the real estate sector.”
Mr. Saeed Mohammed Al Qatami, CEO of Deyaar Development, said: “ Our collaboration with the National Bank of Umm Al Qaiwain represents a strategic initiative aimed at enhancing financing options for AYA Beachfront Residences, ensuring that our customers remain at the heart of our mission. This partnership not only simplifies the home-buying process for our customers but also aligns with our commitment to fostering sustainable growth in the real estate market.”
For more details about the financing options, please click https://nbq.ae/docs/default-source/downloads/new-library/01-nbq-deyaar-edm-eng-10-feb-2026-02.pdf
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About NBQ
Established in 1982, the National Bank of Umm Al Qaiwain (NBQ) is a leading UAE national bank offering a comprehensive range of retail, corporate, and treasury banking solutions. Headquartered in the Emirate of Umm Al Qaiwain, NBQ is committed to supporting the UAE’s economic growth through customer-centric services, digital innovation, and sustainable banking practices. The Bank continues to strengthen its market position through strategic partnerships, prudent financial management, and a strong focus on governance and compliance.
About Deyaar
Deyaar Development PJSC is a leading real-estate developer and real-estate services company, headquartered in Dubai. Since its establishment in 2002, the company has registered exponential growth to become an industry leader in the region, with a share capital of AED4.38 billion.
Deyaar is well-positioned to play a pivotal role in the development of the region’s property landscape. The company’s in-depth market intelligence, world-class services, and unrivalled property management support for communities across diverse portfolios have firmly consolidated its pioneering status in the region’s real estate landscape.
Combining excellence with a vision to create natural living environments while placing customers at the core of its strategies, Deyaar serves as a one-stop real estate solutions provider. Under this profile, its scope includes the delivery of end-to-end property development and property management services across the UAE.
Deyaar provides facility management services for its portfolio of commercial and residential units. The company spearheads an association management team to ensure the wellbeing of Deyaar’s homeowners as a key priority. Deyaar complies with the escrow legislation and relevant property laws in the UAE, and it is registered with the Real Estate Regulatory Authority under reference number 15/07.